Browse Questions

Door-to-door magazine sales

November 4, 2010

Dear Consumer Ed: A teenage girl came to my door selling magazine subscriptions. She said she lived in the neighborhood and was trying to raise money for college tuition. I wrote the magazine company a check for $83 for three subscriptions. Eight weeks later, I still have not received any magazines, although my check was cashed. When I called the company, I got a recording saying, “This number is not available for incoming calls.” How can I report this company and get my money back?

Foreclosure Rescue Offers

November 4, 2010

Dear Consumer Ed: I’m about to lose my home and have already received counseling through the government’s Making Home Affordable Program. Despite their help, my income simply is not enough to make it work. I got a flyer from a company that’s promising to save my home. I am desperate, but I’m not sure if this offer is for real or if it’s a scam. Please help!

Free credit report

November 4, 2010

Dear Consumer Ed: Aren’t I entitled to a free credit report every year? And if so, how do I get it?”

Guaranteed government grants

November 4, 2010

Dear Consumer Ed: I received a call from a company that said it could guarantee me a government grant within 3 months. They asked for an up-front fee of $2500 for writing the grant applications. I paid the money and now I am worried that I might have been scammed. What do you think?

Guaranteed loans for people with bad credit

November 4, 2010

Dear Consumer Ed: I received a flyer in the mail guarantee­ing a loan to people with credit problems.  The flyer said that there was an up-front fee of a pretty sizable amount.  If I need the money, should I consider such a loan?

How can I improve my credit score?

November 4, 2010

Dear Consumer Ed: I ran up some debt a few years ago when I was out of work and couldn’t pay my bills.  This has hurt my credit rating, and I’m having a hard time getting approved for a loan as a result.  Is there anything I can do to improve my credit score?

Is money going to sweepstakes scammers?

November 4, 2010

Dear Consumer Ed: I’m worried about my 84 year-old aunt.  I was at her house and noticed she had a box of sweepstakes and lottery letters on her kitchen table.  She insists she is not playing the lottery, but I’m concerned that she is sending what little money she has to strangers.  What should I do?

Landlord won't make repairs

November 4, 2010

Dear Consumer Ed: I have an upstairs drain that is leaking downstairs into my kitchen. I live in an apartment complex so I rent and I am getting the run-around about the problem being fixed. What can I do?

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