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Learning how to manage your money may not sound like a lot of fun, but it can save you a lot of headaches and make it possible to achieve important life goals.
Credit can help you get ahead, or it can put you in over your head very fast — the key is in responsibly managing any debt you incur.
Learning how to manage your debts, and knowing your rights are key to protecting yourself.
Having the right financial tools in your arsenal will help you make wise decisions about spending, planning for the future and avoiding getting buried by debt.
Dear Consumer Ed: How long does medical debt stay on your credit report?
Dear Consumer Ed: I have frozen my credit with Equifax, Experian, and TransUnion to help reduce my risk of identity theft. I just heard that I could be at risk of cell phone fraud because there is another credit reporting agency that keeps data on telecommunications and utilities accounts.
Dear Consumer Ed: I make loan payments, which are reflected on my credit report. I pay every month, but sometimes the loan company skips a month and does not report to the credit bureau. Isn’t that hurting my credit, and don’t they have to fix that?