Latest

Don't I have 3 days to cancel a sales contract?

May 13, 2019

Dear Consumer Ed:  We were recently talked into purchasing some expensive cookware following a very persuasive demonstration at a neighbor’s house.  We put a significant amount of money down and signed a contract to pay the rest. As soon as the cookware arrived, I realized I had made a mistake. I asked the company to let me send it back and get a refund, explaining that I had not even opened the boxes. They refused to give me a refund, claiming that I only had three days from the date I signed the contract to cancel the sale. Yet it took more than a week for them to deliver the cookware! The company refuses to take back the cookware.  What can I do?

Loan company not reporting all payments to credit bureau

April 30, 2019

Dear Consumer Ed:  I make loan payments, which are reflected on my credit report. I pay every month, but sometimes the loan company skips a month and does not report to the credit bureau. Isn’t that hurting my credit, and don’t they have to fix that?

Safe disposal of cell phones

April 16, 2019

Dear Consumer Ed:  I have an old cell phone that I want to dispose of. How can I do this in a way that will not harm the environment and will prevent others from obtaining any personal information that is or was stored on the device?

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