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Is loan offer a scam?

December 14, 2018

Dear Consumer Ed:  This supposed lending club is offering to loan me $5,000, but they say that since my credit isn’t great, they need to verify my intention to pay by a means I find suspicious. They say they will pay off my credit card balance of $850.00, then I am supposed to go to a nearby store and make a purchase in the same amount. After I do that they say they will lend me the loan money by depositing the $5,000 into my checking account. This makes no sense to me, but if it is a scam, how would they benefit?  I have already given them my credit card information. What do you advise?

Is microblading safe and legal?

November 27, 2018

Dear Consumer Ed:  I am seeing advertisements for microblading. I’d love to have thicker-looking brows, but I am wondering if this procedure is legal and safe?

Dealer fee not included in advertised price of car

October 30, 2018

Dear Consumer Ed:  I live in Georgia and am looking to buy a new car. I found a car that was advertised on a popular vehicle sales website for $17,900. When I went to the dealership, the salesperson wanted to charge me an additional $599 dealer fee on top of the advertised price. Can they do that?

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