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Latest Articles

How will paying off old debt affect my credit?

Dear Consumer Ed:  I had a bill that went into collections. Now that I’ve paid it in full, will this continue to negatively affect my credit?

Will inquiring about an old debt make it active again?

Dear Consumer Ed:  If I ask questions about an old debt that might have expired, will that make it active again? I’m not sure what the original debt was for before it was sold to a debt collector, and I need to find out the date the debt was incurred.

How much notice must landlord give before increasing rent?

Dear Consumer Ed:  Since my original apartment lease expired, I am on a month-to-month lease. Can my landlord increase the rent by $150/month with only eight days’ notice?

Car repossession

Dear Consumer Ed:  Once your car is repossessed, how much time are you given to pay the overdue amount before your vehicle is sold? Also, how long does a repo company have to wait before getting rid of any belongings you left in the vehicle?

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