Can mortgage lender charge a fee for waiving escrow requirement?

Dear Consumer Ed:  I told my mortgage lender that I would prefer to pay my property taxes in full each year instead of having a portion rolled into my monthly mortgage payments and held in escrow. Are they allowed to charge me a fee if I do that?

Reducing tax debt

Dear Consumer Ed:  I worked as an independent contractor the last two years while my wife was unemployed.

Will I have to pay taxes in two states if I purchase a car in TN for a GA resident?

Dear Consumer Ed:  I live in Tennessee and my daughter is a Georgia resident.  If we buy a used car from a dealer in Tennessee for my daughter to use in Georgia, will we have to pay taxes in both states?

Do senior citizens have to pay property taxes on their home?

Dear Consumer Ed: I was told that if you are a senior citizen you no longer have to pay property taxes on your house. Is this true?

Disputing Property Taxes

Dear Consumer Ed: I received a letter from a private consultant offering to dispute my property taxes with the county. The value of my house has declined significantly in the last year and it is now worth much less than what the property tax bill shows.  Should I accept this offer?

Can you negotiate or lower the amount you owe the IRS? (Part 1 of 2)

Dear Consumer Ed: Can you negotiate or lower the amount of taxes that you owe the IRS, or are the companies that claim they can do this not legit?

Can you negotiate or lower the amount you owe the IRS? (Part 2 of 2)

Dear Consumer Ed: Can you negotiate or lower the amount of taxes that you owe the IRS, or are the companies that claim they can do this not legit?

Can you explain the new car tax?

Dear Consumer Ed: I’m confused about the new car tax.  If I sell my car to my sister, will she have to pay tax?

As a Tennessee resident, do I have to pay GA sales tax on a car purchased in Georgia?

Dear Consumer Ed: I'm looking to buy a used car in Georgia, but I live in Tennessee. What is the law for collecting sales tax? I've been told Georgia dealers won't collect sales tax.