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Dear Consumer Ed: A medical provider recently sent me a statement for $14,850.00, with charges dating from four to six years ago. The provider never submitted the bills to my insurance company as it had done in the past. The charges are far outside my insurance company’s contracted time (60 days) for consideration. Now the medical provider is threatening to send my account to a collection agency. Am I legally required to pay the full amount of these medical costs under these circumstances?
Dear Consumer Ed: I put down money on a leased vehicle. The bank did not approve the loan request, so I had to return the vehicle to the dealership. But the dealer is refusing to return my money. Can they do that?
Dear Consumer Ed: Can an apartment complex force tenants to pay for “valet” trash pickup in front of their apartment door versus letting us just take care of it and throw it away in the dumpster for free?
Dear Consumer Ed: How much of a surcharge are merchants allowed to charge you for paying with a credit card?
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