Browse Questions

Guaranteed government grants

November 4, 2010

Dear Consumer Ed: I received a call from a company that said it could guarantee me a government grant within 3 months. They asked for an up-front fee of $2500 for writing the grant applications. I paid the money and now I am worried that I might have been scammed. What do you think?

Guaranteed loans for people with bad credit

November 4, 2010

Dear Consumer Ed: I received a flyer in the mail guarantee­ing a loan to people with credit problems.  The flyer said that there was an up-front fee of a pretty sizable amount.  If I need the money, should I consider such a loan?

How can I improve my credit score?

November 4, 2010

Dear Consumer Ed: I ran up some debt a few years ago when I was out of work and couldn’t pay my bills.  This has hurt my credit rating, and I’m having a hard time getting approved for a loan as a result.  Is there anything I can do to improve my credit score?

Is money going to sweepstakes scammers?

November 4, 2010

Dear Consumer Ed: I’m worried about my 84 year-old aunt.  I was at her house and noticed she had a box of sweepstakes and lottery letters on her kitchen table.  She insists she is not playing the lottery, but I’m concerned that she is sending what little money she has to strangers.  What should I do?

Landlord won't make repairs

November 4, 2010

Dear Consumer Ed: I have an upstairs drain that is leaking downstairs into my kitchen. I live in an apartment complex so I rent and I am getting the run-around about the problem being fixed. What can I do?

Network marketing programs

November 4, 2010

Dear Consumer Ed: I was approached after church by a friend to join a network marketing program. I’m told I can make a lot of money if I work hard at it. My only concern is that I have to pay $75.00 up front to join. Is this legitimate?

Received notice about unclaimed money

November 4, 2010

Dear Consumer Ed: I just received an “Unclaimed Property Due Diligence Notification” letter. According to the letter, five years ago some company supposedly issued me a $72.00 check that I never claimed. In order to get the money, I have to send them either a copy of my driver’s license, social security card or utility bill. I would like to collect my money, but I’m nervous about sending out personal information like this. Is this letter legitimate or is someone trying to steal my identity?

Regulations on air conditioners

November 4, 2010

Dear Consumer Ed: I heard I have to replace my home air conditioner because of Environmental Protection Agency (EPA) regulations. Is that true?

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